Faysal Bank Limited (FBL) reported a profit before tax of Rs47 billion for the year ended December 2025, translating into a net profit of Rs21.7 billion and earnings per share (EPS) of Rs14.30.

The bank announced a final cash dividend of Rs2 per share (20%), taking the total payout for the year to Rs6.5 per share (65%). This includes an interim dividend of Rs4.5 per share (45%) already distributed.

FBL’s total assets rose to Rs1.8 trillion, supported by strong deposit mobilisation.

Current accounts grew 31.3% year-on-year to Rs536 billion, crossing the half-trillion mark. Total deposits increased 36.7% to Rs1.43 trillion by December 2025, lifting the bank’s market share from 3.45% to 3.81%.

Net financing expanded 37.6% to Rs872 billion, with market share improving from 4.2% to 6.1%. The advances-to-deposits ratio (ADR) strengthened to 61.1% from 60.7% a year earlier.

The bank maintained a capital adequacy ratio (CAR) of 14.0%, above the minimum regulatory requirement for 2025. Asset quality improved, with the infection ratio declining to 2.3% from 3.6% last year.

Commenting on the results, Chairman Mian Muhammad Younis said, “Alhamdulillah, the results of the year ended December 2025 underscore the enduring strength and stability of our Islamic banking foundation. They are a direct outcome of the clear strategic vision of our Board and the dedication of our management. We remain grateful to our valued customers for their continued trust and for choosing Faysal Bank as their preferred Islamic banking partner.”

President and CEO Yousaf Hussain added, “By the Grace of Almighty Allah, following a year of robust performance in 2025, FBL continues to uphold the values of Islamic banking while offering innovative and inclusive financial solutions that contribute to the real economy. Guided by our Shariah Supervisory Board, we are strengthening our risk management practices, governance framework, and customer centric approach to ensure sustainable and responsible growth. With a strong foundation, we are well positioned to accelerate our growth through ongoing investment in our network, digital capabilities, and human capital.”