NEELUM VALLEY: Residents in Pakistani Kashmir are racing to build underground bunkers for the first time since the 1990s, frightened by what they say is the worst cross-border violence since a ceasefire was agreed in 2003.

Months of tension between India and Pakistan have erupted into shellings and gunfire across the disputed Kashmir frontier, claiming the lives of dozens of people, including civilians.

People in Azad Kashmir's Neelum Valley say the attacks come once or twice a week, and they never know when they might have to dive for cover.

Chand Bibi has concrete and steel rods waiting to be transformed into an underground bunker where her terrified family can take shelter as the monstrous boom of shelling reawakens old nightmares. "You are talking about fear," the 62-year-old says.

"We are near to dying at the moment we hear the boom. "The voice of the guns is horrible." When it comes, Bibi and her relatives pile blankets, quilts and clothes on top of their children to muffle the noise and their panic.

Soon the extended family of about 20 people will be able to flee underground to the bunker they have paid 300,000 Pakistani rupees ($3,000) to build just under the cost of constructing a mud house in the valley, where the average worker makes around 800 rupees per day.

Sultan Ahmed is spending even more: up to 500,000 rupees for a three metre by four metre (10 foot by 14 foot) space reinforced by more than 20 centimetres (eight inches) of concrete, fortified with steel rods, and buried under nearly a metre of soil.

Some 25 people will be able to take shelter inside the bunker once it is completed, the 47-year-old teacher says.

Business booming for masons

Local mason Ghulam Hussain tells AFP his business has increased because of the renewed violence, as he packs his tools after finishing a bunker at one house to rush to another and start again.

Around half a million people live within range of Indian fire along the Pakistani side of the Line of Control, according to Farooq Haider Khan, leader of Azad Kashmir. He says the government plans to build "community bunkers".

The fear spiralling on the Pakistani side is not only consuming residents tourism to the scenic Neelum Valley has plummeted this year, local official Sardar Abdul Waheed tells AFP.

"I am nervous that if this situation continues my whole investment will be sunk," says Zulfiqar Ali, who built a guesthouse in the valley last year.

Valley cut off 

Since AFP's visit the Neelum Valley has been cut off. Cross-border firing hit a civilian bus there on November 23, killing at least nine people, one of the highest one-day tolls since the latest unrest began.

In response authorities shut down the main road connecting the Azad Kashmir capital of Muzaffarabad with the valley, effectively sealing it off from the rest of Pakistan with no word when it will be reopened.

Before the valley was closed, many residents told AFP they could not afford to leave and had nowhere to go. Others, however, said they refused to be driven away.

Those who cannot pay the high cost of transporting bunker materials from Kashmir's main cities to the remote valley are fortifying their homes in whatever way they can.

"We are just placing sandbags to reinforce the front walls," says 65-year-old widow Zarina Bibi, head of a family of 15. "We are in a state of fear all the time. We don't know when the Indian troops will start shelling again."

-AFP