According to the revised rates, the Short-Term Savings Certificate has seen its profit increase from 10.81% to 10.96%, while the Defence Savings Certificate rate has climbed to 12.15%.

Similarly, profit rates for the Bahbood Savings Certificate, Pensioners’ Benefit Account, and Shuhada Family Welfare Account have been raised to 13.68%.

For Islamic investment options, the Sarwa Islamic Term Account and Sarwa Islamic Savings Account now offer a 10.44% return.

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State Bank of Pakistan reduces policy rate by 200bps, fifth in a row

Government reduces profit rates on National Savings schemes

Government cuts profit rates on National Savings Schemes

However, in contrast to these increases, the return on the standard savings account has been reduced by 100 basis points, bringing it down to 10.5%.

The adjustments come as the State Bank of Pakistan’s Monetary Policy Committee has decided to maintain the policy rate at 12%.

These new rates reflect efforts to balance financial returns for investors while aligning with broader economic and monetary policies.